"AGB Law 2" (2022) addresses current developments in AGB design and the testing of important contract types. For example, in banking law: the first Higher Regional Court (OLG) decision on "break-up fees"; and the German Federal Court's (BGH) general overturning of the reallocation of the additional expense associated with keeping basic accounts to the account holder alone, and of fiction of consent clauses in AGB banks and savings banks.